Term Insurance

Becoming a parent transforms your perspective on life. Suddenly, financial decisions are not just about your future but also about the security and well-being of your child. Amidst sleepless nights, first steps, and endless to-do lists, one critical priority often gets overlooked: safeguarding your family’s financial future through term insurance. For young parents, buying a term plan early is not simply a financial decision—it is an emotional commitment to provide lasting protection. This article explores the psychology behind protection, why starting early matters, and how term plans ensure both emotional and financial peace of mind for growing families. Understanding the Psychology of Protection Protection is not just about money; it is about peace of mind. Psychologists argue that once basic needs like food and shelter are met, humans naturally seek safety and stability for their loved ones. For parents, this instinct becomes heightened with the birth of a child. When families disc...

  Lifestyle diseases—also called non-communicable diseases (NCDs)—have emerged as one of the biggest health challenges of our time. Conditions such as diabetes, hypertension, obesity-related disorders, heart disease, and certain types of cancer are no longer confined to affluent populations or older age groups. They now affect younger individuals, including those in their twenties and thirties, across urban and semi-urban India. This shift carries profound implications for personal health, national productivity, and the economics of healthcare. It also reshapes the health insurance landscape, as insurers adapt policies, pricing, and preventive features to meet the realities of chronic illness. This article explores the rise of lifestyle diseases, the factors driving them, and how health insurance is evolving to provide financial and wellness solutions. Understanding Lifestyle Diseases What Are Lifestyle Diseases? Lifestyle diseases are chronic conditions strongly influenced by beha...